Small Business Finance Kit

Many small business owners are busy all day but have no clear picture of their money. This kit gives you simple tools to see your profit, plan your cash and set prices with confidence. You do not need accounting knowledge. Download, type in your numbers and the workbook does the calculations for you.

What you get (8 files)

• Finance workbook, blank (Excel): your working file with 10 connected sheets.
• Finance workbook, example (Excel): the same file filled with sample data, so you can see how it looks when it is used.
• Start Here Guide (Word and printable PDF): set up in 10 minutes and learn how to read your numbers.
• Invoice template (Word): a clean invoice you can edit and send.
• Payment reminder scripts (Word): 9 ready messages, including friendly reminders, final notices, payment plans, deposits and price increases.
• Monthly money routine checklist (Word and printable PDF): weekly, monthly, quarterly and yearly checklists.

Inside the workbook

• Dashboard: key numbers and charts of income, expenses and profit.
• Transactions: add each sale and cost with dropdown menus.
• Profit and Loss: 12 months by category, filled automatically.
• Cash Flow Forecast: plan your cash and get a LOW warning before you run short.
• Break-Even Calculator: how many sales you need to cover your costs.
• Price and Profit Calculator: find the price for the margin you want, and your hourly rate.
• Invoice Tracker: see who has paid, who is due soon and who is overdue.
• Budget vs Actual: compare your plan with what happened each month.

Who it is for

Freelancers, shop owners, home-based and online sellers, trades and service businesses, and anyone starting a small business.

Why you will like it

• Starts working in about 10 minutes.
• Rename the categories and labels to match your business.
• Formulas are built in, so you only type your numbers.
• Works in Microsoft Excel and Word. Google Sheets users can upload the Excel file, but check the charts and dropdowns after uploading.
• You receive an instant download after payment.

Please note

This kit is a planning and record-keeping tool. It is not tax, legal or accounting advice. The tax percentage in the file is an example only. Rules differ by country, so please check with a qualified professional.